Urvi Shah - AIR 26 CA Final May 2018 - Ahmedabad, Gujarat
Urvi Shah

My name is Urvi Shah. I have secured 26th All India Rank at CA Final examination May 2018 (Old Course) and 37th All India Rank at CA IPCC May 2015 examination. I narrowly missed an All India Rank at CPT level with a score of 186/200.

I reside in Ahmedabad, Gujarat. My father is a Civil Engineer currently in the family business of trading of colours and chemicals and my mother is a homemaker and I am their only child.

The decision of joining Chartered Accountancy was taken in 10th std. simultaneously with the decision to take up commerce. I always had an inclination towards mathematics and accountancy and Chartered Accountancy seemed to be the best course in the commerce stream to delve deeper in these subjects.

My first reaction

I had been a rank holder at IPCC level and my preparation for CA final was satisfactory as well so I expected a rank at CA Final level. In spite of this, I was overwhelmed when I saw my name in the merit list and the joyous expressions on my parent’s faces made me quite emotional.

For my results, I would certainly give credit to my family whose continuous support and encouragement motivated me to do better. Secondly, all the faculties of Navkar Institute for the lectures, doubt solving sessions and numerous prelims. And lastly, my principal during articleship, CA Nehal Shah for giving a practical perspective to the studies.


I did my articleship from G.K. Choksi & Co., a reputed CA firm in Ahmedabad. My articleship was entirely in direct tax department especially in appeals/litigation section. It helped me to hone my drafting skills and also taught me to interpret the taxation laws in an objective manner. Further, it helped me a lot in preparing for my direct tax paper as I could correlate the Sections to the practical cases dealt with and that enabled me to prepare for the examination in a more effective manner.


I had joined Navkar Institute for CA coaching. The preparation there involved lectures in morning and evening before and after articleship, tests on Sundays and 4 full course prelims. Apart from the lectures, I used to study an hour or two during the course of articleship and logged in 10-12 hours a day during the study leave. Regarding the necessity to join coaching classes, I would say it depends on the student in question. CA exam requires thorough understanding of concepts and if one can manage that without coaching, self study is adequate. Coaching classes are the guiding force, who can direct, solve doubts and test you. If can plan your studies well, execute the plan and have a source for doubt solving, you can certainly go for self study. However, I would suggest that you do appear for prelims or mock tests, whether arranged by institute or coaching classes.


A. Study schedule

As stated above, preparation involved lectures in morning and evening before and after articleship, tests on Sundays and 4 full course prelims. Apart from the lectures, I used to study an hour or two during the course of articleship and logged in 10-12 hours a day during the study leave.

B. Strong and weak subjects (How did I prepared them?)

Practical subjects were my strength. For FR, SFM, AMA, DT, IDT I could easily sit long hours, practice and revise. Theoretical subjects started seeming a bit tedious after some time especially ISCA. So, I used to combine a theory and practical subject i.e. theory in the morning, practical for rest of the day.

Books and e-sources

FR, SFM, Audit, AMA, DT, IDT – Study material, practice manual issued by ICAI

Law – reference book by Munish Bhandari

ISCA – reference book by Jignesh Chheda

I also referred the mock test papers, revision test papers issued by ICAI for each subject.

Mock tests

Yes, I did appear for mock tests at my coaching classes. They had also included the papers of Institute’s mock tests in our last prelims. I think they played a very big role in my results because sitting for the mock tests gives a very realistic idea of how exams are going to be, the paper pattern etc. Further, some people complain that ICAI papers are very lengthy. More written practice can certainly resolve this complaint. You can judge what to attempt first, which options to chose, how much time to devote to each question, so you can complete the paper well within time.

Rank and preparation

Yes, I was preparing for rank at CA final level. My rank at CA IPCC level had raised a lot of expectations in my family, faculties and friends. I believe their expectations, faith in me and my fear of disappointing them, fueled my efforts and kept the momentum going.

Future Plans

I plan to go for a job currently with Big 4 or industry. After gaining some work experience, I intend to pursue MBA from some reputed institution.

Advice to fellow students

First and foremost, give equal weightage to studies and articleship. Both are equally important facets of CA Course. Secondly, CA is a long journey – it tests not only your knowledge but your perseverance, determination, patience and consistency. So stay on course, don’t get distracted and put in continuous efforts and you’ll sail through smoothly. Thank you.